Privacy of Clients

All personal information of clients is private and confidential. Palos has adopted a privacy policy and has taken steps to protect private information and to ensure compliance with privacy legislation.  In collecting personal information about you, we observe the following principles:

• Accountability.  Matters of privacy are considered at the highest levels of Palos’ organization.  All of our staff are informed of the importance of protecting the privacy of our clients
• Limited Collection.  Palos only collects the information it needs in order to deliver services to you in accordance with its obligations under the law.
• Limited Purposes.  Palos collects information in order to deliver the services and products that you wish.  From time to time Palos may contact you regarding products and services that it believes may be of interest to you.  However, unless required by law Palos will never share or sell that that information to any third party.
• Consent.  Palos seeks your consent to collect and use your personal information.  Typically Palos obtains this consent in the agreements you sign when you become a Palos client.  You are free, at any time, to withdraw your consent.  However, withdrawing your consent may limit the products and services that Palos is able to offer to you. 
• Limited Use and Retention.  Palos uses your personal information only in ways that you allow.  Palos keeps your personal information only as long as necessary or as required by law, whichever is less.
• Accuracy.  Palos seeks to ensure that the personal information that it collects is as accurate as possible.
• Controls.  Palos has imposed controls to ensure that your personal information is secure.

Privacy of Website Users
In addition, when you this website Palos may collect certain user information, such as which pages of the site you visit, which website you came from immediately before accessing the Palos website, and how you use this website.  Palos uses this information to improve the user experience on this website.

Privacy Contact
If you have any questions regarding Palos' privacy policy, or if you wish to have any of your personal information removes from Palos’ database, please contact Noah Billick, Palos' vice president, legal affairs, at nbillick@paloscapital.com or (514) 397-0188.

WEBSITE TERMS AND CONDITIONS OF USE
It is important that you read and understand this Important Legal Information page. This website is owned and managed by Palos Capital Corp. and/or Palos Management Inc. (collectively, "Palos"). By visiting this website, you accept and agree to comply with the terms and conditions of use, which may be modified from time to time without notice. Any changes to the terms and conditions of use of this website will be made directly to this page. Please look at all changes and updates. Each time you visit the website, we presume that you have read and accepted the terms and conditions of use. By visiting or using the services offered through this website, you signify that you accept the terms and conditions of use, including any changes to them. If you do not accept the terms and conditions, you must not use this website. The terms and conditions and your use of this website are governed by the laws of the Province of Québec and all other relevant laws of Canada.

LIMITATION OF LIABILITY
The information or data contained on this website are provided exclusively for general information purposes. You must not take this information or data to be advice that applies to your financial situation or as specific advice of a financial, legal, accounting, tax or investment nature. You should always consult your personal financial, legal, accounting, and/or tax advisor prior to making any decisions regarding your personal financial position.

The information contained on this website is reputed to be accurate and reliable at the time of publication on the site; however, we cannot guarantee that it will remain accurate, reliable, complete or up-to-date. We assume no responsibility for any losses incurred due to the use of this website or to the unavailability of this website. Unless we specifically note to the contrary, the information on this website is not verified and is provided "as is." We make no claims that this website will not experience interruptions or be free of errors, that such flaws will be corrected, or that the site or the server that hosts it is free of viruses or other harmful elements.

AVAILABILITY OF PRODUCTS
The products and services referred to on this website are subject to the terms and conditions of applicable laws. Palos funds are provided only in certain provinces and territories of Canada or other jurisdictions where they may be offered lawfully. Palos funds are not all provided in all jurisdictions outside Canada. The information contained on this web is not an offer or solicitation to buy or sell any funds, investment, or any other product, service or information. Potential investors who do not live in Canada should consult their financial and/or legal advisors to find out if these securities are offered lawfully within their jurisdictions.

These securities may not be suitable for you. You should always consult with your personal financial, legal, accounting, and/or tax advisor prior to making any investment decision.

If you choose to use this website outside Canada, you are responsible for complying with all relevant local, national and international laws. You may not use, export or re-export any information contained on this website, or copy any parts in violation of any relevant laws and regulations, including the laws and regulations relating to exporting from Canada.

COPYRIGHT
All information contained on this website of is protected by applicable copyright laws. It is prohibited to copy, distribute, modify, post or use any text, image, video clip, program code or user interface design or logo. Any unauthorized use or reproduction of these brands and names is strictly prohibited.

HYPERTEXT LINKS
Reference on this website to the products or services of third parties does not signify that Palos endorses or approves such products or services, and is provided only for convenience. Palos neither endorses nor approves links to other websites, third parties, or their products or services, and is not responsible for any incompatibility, inconvenience, contamination by computer viruses or worms, Trojan horses or any other destructive agent originating from these sites. Linking to other sites is at your own risk and Palos will not be held liable for any damage caused by such links.

GENERAL WAIVER OF RESPONSIBILITY
Past results do not guarantee results in the future. The returns shown are overall annual composite historic yields that include changes in the value of the securities and reinvestment of dividends and distributions. Returns are based on net asset value per share calculations performed by Palos, based on information that is provided to Palos by commercially available financial information providers.

The information contained in this communication is subject to change without notice and Palos cannot be held responsible for any inaccuracies in the information provided. It is prohibited to download, retransmit, record on any support whatsoever, copy, redistribute, reproduce or republish it for any purpose. The information contained on this website does not constitute specific advice of a financial, legal, accounting, tax or investment nature. Please consult your personal advisor before making any investment decisions.

INTERNET E-MAIL
The confidentiality and security of e-mail transmission via the Internet is not guaranteed. E-mail communications are not confidential and may be intercepted, lost or even modified. Palos is not responsible for harm or damages that you or any other person may suffer by transmitting e-mail containing personal or confidential information via the Internet to Palos, or from e-mail that Palos sends to you at your request.

USE OF THE WEBSITE
Palos is not responsible for any damage (direct, indirect, special, economic, consecutive, constructive, exemplary or punitive) incurred following use or unavailability of this website, its content, or any action or decision taken by you or another person based on the website, its content or any other unauthorized use or reproduction of the website or its content.